Beginning January 1, 2013, there will be some changes to FCRA. Employers who utilize background checks will have to use a new "Summary of Consumer Rights" form to notify job applicants and employees of their rights under FCRA.
Under the new changes, employers will have to make clear that the Federal Trade Commission (FTC) is not the agency that applicants and employees should contact regarding FCRA questions, but rather the newly formed Consumer Financial Protection Bureau (CFPB).
Before any pre-adverse action is taken against an employee based on an employee's background check, an employer must provide the new "Summary of Consumer Rights" to the employee. Also, the employer must provide this notification before obtaining a background check if the report includes information from personal interviews conducted by a consumer reporting agency.
If you are the victim of a FCRA violation, please contact Ambuter Law.
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